Where has all the money gone?

It’s been almost two weeks since the new semester started, and most of the money you got over the holidays is almost gone. Whether you spent it all on clothes, movies, food or fun activities, it’s important to slow down your post-holiday spending and save some money for the rest of the semester. For those of you who have jobs on and off campus, it’s important to keep setting aside part of your paycheck just in case something unexpected comes up (be it a fun trip, or a real emergency) and for those of you who don’t have jobs, wouldn’t it be better if you didn’t have to ask your parents for money so often? A great way to save money is to open up a savings account. Most of the time this can be done at the bank where you already have your checking account. By asking your bank to link up your checking and savings accounts, saving money will be easier than ever. When the two accounts are linked, you can go online at most banks and transfer money from your checking account to your savings account. It only takes a minute, to start saving your money this way!

Another important aspect of your finances is your clipper card. With the start of the new semester your clipper cash was replenished, as well your dinning dollars. Most of you started the semester with 75 dollars in clipper cash and 200 dollars in dinning dollars. Try putting yourself on a weekly budget. We have about 15 weeks until the semester, so divide the amount of clipper cash and dinning dollars you have left by 15 and you instantly have an easy to follow weekly budget. Try to stick to that budget of $20 dinning dollars a week for example. It’s an easy way to make your money last until the end of the semester, while still being able to enjoy that daily snack after class.

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